AWARENESS Massage and Wellness Center, LLC
Breathe Easy! Move Freely! Live Healthy!

OHIO BWC, HSA INFO

 

AWARENESS Massage and Wellness Center, LLC
is an Ohio BWC provider.
 
Please check with your MCO about Therapeutic Massage to help you reach your optimal level of recovery.


When calling to schedule an appointment please have the following information with you:
- Last Name, First Name and middle initial of injured worker
- Date of Birth and Date of Injury of worker
- BWC Claim Number
- Injured Worker's Mailing Address
- MCO's name and contact number

- Prior Authorization number or C-9 Form
- Diagnostic Code (ICD-9-CM)

Once your information is collected and your prior authorization is confirmed you will receive a call to confirm your massage therapy appointment.

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Therapeutic Massage Insurance Coverage
Using Your Flex Spending Account or Health Savings Account for Massage Therapy

Healthcare costs aren't nearly as fun to save for as a beach vacation or a flat-screen TV, but with a flexible savings account (FSA) or health savings account (HSA), you can save money- tax-free-from each paycheck and use the funds toward your therapeutic massages. It's important to make the most of the funds you have already allocated-especially in the case of FSAs, which give the funds back to your employer if the dollars aren't used by the end of the calendar year.

Now is the time to look into getting a flexible spending account (FSA) or a health savings account (HSA) if you don't already have one.  Based on the federal tax code, a qualified expense “must be to alleviate or prevent a physical or mental defect or illness.” If you’re like the majority of clients who seek massage for help with chronic pain, stress, and other issues, your massage therapy session will likely qualify. In order for your massage to be covered, there are a few steps you’ll need to take:
1.
 Get a prescription for massage. You’ll need a prescription for massage for it to count as a qualified medical expense.  Talk to your medical practitioner (any healthcare provider who can write a prescription).
2.  
Make sure the prescription contains these three pieces of information: Reason for prescribing massage therapy or Medical Necessity, Frequency and Duration.  For example: Two sessions per month for 12 months to relieve chronic low back pain.
3. 
Schedule your appointment. Please bring in a copy of your prescription so you can receive your treatment tax free.
4.  When you pay for your treatment session make sure you
receive a “medical receipt” for your massage. The receipt should include the insurance classification code and a description of the therapeutic service.

* Remember that even though an expense is approved, you could still get audited by the IRS. So keep your written prescription and your FSA statement.
If you don’t have an FSA or an HSA and are wondering what they are, here are some broad definitions:
    
 A Flexible Spending Account (FSA) is a tax-advantaged financial account that allows an employee to set aside a portion of his or her earnings to pay for qualified expenses, most commonly for medical expenses, and is offered through an employer’s cafeteria plan or traditional health plan. Money deducted from employee’s pay that goes directly into an FSA is not subject to payroll taxes, resulting in a substantial payroll tax savings!  FSA's generally expire at the end of each year.  Be sure you use what you allocated to the account or you will loose it.  A Health Savings Account (HSA) is also a tax-advantaged medical savings account available to people who are enrolled in a high deductible health plan. The funds contributed to the account are not subject to federal income tax at the time of deposit resulting in additional tax savings at the end of the year!  HSA's are owned by the individual, and funds may be used to pay for qualified medical expenses at any time without federal tax liability. Unlike an FSA, funds roll over to the next year if not spent.

If you don't have one of these accounts, be sure to enroll to reap the benefits and save money!

 

BREATHE EASY!...MOVE FREELY!...LIVE HEALTHY!

Associated Bodywork & Massage Professionals
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